Credit Risk Model
Looking to make data-driven decisions in your credit business and minimize risk exposure? Our model is designed to help you achieve just that. It provides you with the information needed to avoid risky offerings and prevent future revenue loss. Enhance your decision-making process and secure your financial health with our tailored solution!
This model is designed to be used in a range of industries like Telecom, Retail, Banking, Investment Services, and more.
Full model price: $45,000
- $4,500 initial deposit
- $18,000 first payment (invoiced at data access)
- $22,500 final payment (invoiced at model delivery)
PRODUCT INFO
Use Case
Enhance your financial insights with our bespoke Credit Risk Scorecard, designed to elevate the predictability of FICO scores by integrating them with exclusive behavioral data from your own customer base. This powerful combination provides a deeper, more personalized analysis of credit risk, offering predictive capabilities that you won't find anywhere else. Unlock tailored risk assessments that reflect the unique dynamics of your customers, helping you make more informed lending decisions.
AI/ML Modeling
A range of algorithms will be tested for the best AUC/outcome like XGBoost/GBM, Neural Network, SVM, ANOVA, etc.
LLMs and NLP techniques may also be used to enhance model performance.
Model Delivery
One-time purchase:
- Propensity scores
- Customer ranking
- Leading model predictors
- Model performance
- Insight session
On-going monthly service additionally includes:
- Tracking leading predictors
- Model monitoring
- Seemless model refresh with market trend changes
- Strategy session every 3 months of service
- 10% discount on full model price
DELIVERY AND PAYMENT
We will contact you within 2 business days of your deposit to set the engagement date and provide instructions for the required data set.
The first model payment is invoiced at the data access date. Model delivery usually occurs 3-4 weeks from the data access date. The final model payment is invoiced at the model delivery date.
REFUND POLICY
Deposit fully refundable before engagement date.
If we cannot detect a pattern for a stable model, the final model invoice will be waived and we will provide you with data assessments, findings, insights and further recommendations.